Insurance Solutions for Low-Hazard Artisan Contractors
Artisan Contractor Insurance Services is a licensed independent insurance broker specializing in general liability and related insurance solutions for established artisan contractors. We work with qualified trade businesses operating in New Jersey, Pennsylvania, and New York (excluding New York City), providing dependable coverage placement, certificates of insurance, and ongoing compliance support.
Who We Work With
We work with established artisan contractors performing routine, non-hazardous work. Eligible operations generally include property maintenance, interior and light exterior painting, flooring installation, cleaning and janitorial services, and similar low-risk trade activities.
Certain operations and job types are not eligible for coverage placement. New York City operations within the five boroughs are excluded at this time.
Our approach is consultative and service-oriented. Coverage placement includes ongoing administrative and compliance support. Administrative and service fees may apply where permitted by law and are disclosed in advance.
Focused protection
We understand the insurance and compliance requirements faced by artisan contractors working in residential and light commercial settings. Our focus is on providing structured insurance solutions that support long-term operations, contractual requirements, and ongoing coverage needs, rather than transactional or instant-quote insurance.
Our services
We provide insurance solutions designed for artisan contractors who require consistent coverage, responsive servicing, and professional guidance. Our services are structured to support ongoing operations and contractual compliance for qualified trade businesses.
General liability
General liability coverage tailored for low-hazard artisan contractors, designed to protect against third-party bodily injury and property damage claims arising from routine trade operations.
Certificates of insurance
Responsive certificate of insurance support to meet contractual and job-specific requirements. Ongoing certificate servicing is available for active clients as part of our compliance support process.
Compliance support
Ongoing administrative and compliance support to help ensure policies remain aligned with contractual obligations and operational needs throughout the policy term.
Additional coverages
Depending on eligibility and operations, additional coverage options may include commercial auto insurance (New Jersey), excess or umbrella liability, and surety bonds. Coverage availability is subject to underwriting review.
About us
Artisan Contractor Insurance Services is a practice of Fusco Insurance, Retirement & Wealth Planning Services, Inc., a licensed independent insurance agency. We specialize in providing insurance solutions for low-hazard artisan contractors operating in New Jersey, Pennsylvania, and New York (excluding New York City).
Our focus is on working with established trade businesses that value dependable coverage, professional servicing, and ongoing compliance support.
Protecting your trade, securing your future
At Artisan Contractor Insurance Services, we're dedicated to providing reliable insurance solutions and ongoing support to artisan contractors. We focus on understanding your specific needs and delivering tailored coverage to protect your business from potential liabilities.
“Client experiences reflect our commitment to professional service…”
Artisan Contractor Insurance Services has been a game-changer for our business. Their team provided us with comprehensive coverage and ongoing support, ensuring we have the protection we need to operate with confidence."
John S., Contractor
We appreciate the personalized service and attention to detail we receive from Artisan Contractor Insurance Services. They truly understand the unique insurance needs of artisan contractors and provide tailored solutions to meet those needs."
Mike T., Business Owner
The team at Artisan Contractor Insurance Services is responsive, knowledgeable, and dedicated to providing exceptional customer service. We highly recommend them to any artisan contractor seeking reliable insurance coverage and support."
Laura K., Project Manager
Coverage review requests are evaluated to confirm eligibility, operations, and coverage needs prior to proceeding.
Request a Coverage Review
Location
Serving New Jersey, Pennsylvania, and New York (excluding NYC)